2025 Summer Travel Survey: Less Than Half of Americans Will Travel as Costs Remain Major Barrier
Fewer than half of Americans (46%) plan to travel this summer, with cost being the primary concern, according to a recent survey. Most travelers will stay domestic (38%), while only 15% plan international trips.
Couple strolling on sunny beach
Key Findings:
- 65% of non-travelers cite affordability as their main reason for staying home
- 68% say everyday life is too expensive to afford travel
- 29% of those planning to travel expect to take on debt to fund their trips
- 24% of Americans are skipping summer vacation entirely
How Americans Plan to Pay for Travel:
- 56% will pay in cash
- 47% will use debit cards
- 42% will use credit cards (paying in full)
- 20% will use rewards points or miles
Generation Gap:
- Millennials (34%) are most likely to take on travel debt
- Gen Z shows less interest in travel, with 25% citing lack of desire
- Higher-income households ($80,000+) are more likely to travel
- Baby boomers (22%) are least likely to take on travel debt
Smart Travel Planning Tips:
- Book early to secure better rates
- Consider off-peak seasons and destinations
- Use credit card rewards points and miles
- Look for alternative accommodations
- Plan ahead and create a dedicated travel savings fund
- Consider 0% APR credit cards for large purchases
- Explore local destinations for budget-friendly options
The survey reveals that while travel interest remains high, economic pressures are forcing many Americans to reconsider their summer vacation plans or seek more affordable alternatives.
Couple strolls on sunny beach
Travel costs have increased significantly since pre-pandemic times, with hotel prices up 15% and dining out costs rising by 28%. Despite these challenges, many Americans are finding creative ways to make travel possible through careful planning, points optimization, and alternative destination choices.
Those who do plan to travel are increasingly focused on avoiding debt, with most opting to pay with cash or debit cards. For those who must finance their trips, experts recommend exploring 0% APR credit cards, using accumulated rewards points, or considering personal loans with lower interest rates than traditional credit cards.