A versatile rewards credit card, the Chase Freedom Unlimited® adapts to your spending habits while offering multiple redemption options for cash back or travel rewards.

The card offers tiered rewards:

• 5% cash back on Chase Travel purchases
• 3% back at restaurants
• 3% back at drugstores
• 1.5% back on all other purchases

Maximize Your Rewards:

1. Use Chase's Bonus Mall

• Check for bonus points before online shopping
• Combine with card rewards for higher earning rates
• Note: Bonus points typically exclude shipping and gift cards

2. Transfer Points Strategy

• Move points to Chase Sapphire cards for better value
• Points transfer at 1:1 ratio to travel partners
• Partners include United, Southwest, British Airways, Marriott, and Hyatt

Redeeming Your Rewards:

Best redemption options:

• Cash back (statement credit or bank deposit)
• Gift cards (1 cent per point value)
• Travel through Chase portal
• Transfer to other Chase cards for higher value

Important Tips:

• Avoid Amazon.com and PayPal "Pay With Points" (lower value at 0.8 cents per point)
• Points don't expire while account is active
• Redeem all points before closing the account

For optimal value, pair with Chase Sapphire cards to unlock enhanced travel redemptions worth up to 1.5 cents per point (with Sapphire Reserve) or 1.25 cents per point (with Sapphire Preferred).

Remember: Points transfer instantly between Chase cards, but can only be moved to your own cards or those belonging to household members.

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