Guide: How to Pay Self-Employment Taxes in Spain Using N26 Business Account

Guide: How to Pay Self-Employment Taxes in Spain Using N26 Business Account

By Michael Thornton

March 22, 2025 at 05:09 AM

As a self-employed individual in Spain, you can manage and pay your taxes efficiently through your N26 Business account. Here's everything you need to know about handling self-employment taxes with N26.

Hand holding blue business card

Hand holding blue business card

Tax Payment Capabilities N26 allows you to make direct SEPA transfers for tax payments to the Spanish Tax Authority (Agencia Tributaria). This includes quarterly VAT returns (IVA), income tax payments (IRPF), and social security contributions.

Nine illustrated budget planning squares

Nine illustrated budget planning squares

Managing Tax Payments

  • Use Spaces sub-accounts to set aside money for taxes
  • Track business expenses through automated spending categorization
  • Receive instant push notifications for all transactions
  • Access detailed monthly statements for tax reporting

Security Features

  • Two-factor authentication for all transactions
  • 3D Secure technology for online payments
  • Real-time transaction monitoring
  • Bank-level encryption for all financial data

Additional Business Benefits

  • 0.1% cashback on all purchases (0.5% with Metal accounts)
  • Fee-free SEPA transfers within the eurozone
  • Foreign currency transfers in 38 currencies
  • Integrated budgeting tools and expense tracking
  • Premium insurance coverage with higher-tier accounts

Hand holding business credit cards

Hand holding business credit cards

Account Setup Requirements

  • Spanish National ID (DNI) or Foreigner ID (NIE)
  • Mobile phone
  • Few minutes for digital verification

Person writing on paper with laptop

Person writing on paper with laptop

Woman and dog working at desk

Woman and dog working at desk

Person sitting at outdoor cafe table

Person sitting at outdoor cafe table

Person writing on paper with laptop

Person writing on paper with laptop

Woman and dog working at desk

Woman and dog working at desk

Person sitting at outdoor cafe table

Person sitting at outdoor cafe table

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