Everything You Need to Know About American Express Gold Card Benefits

Everything You Need to Know About American Express Gold Card Benefits

By Michael Thornton

March 17, 2025 at 09:53 AM

The American Express Gold Card offers exceptional value for food enthusiasts and frequent travelers through its comprehensive rewards program and lifestyle benefits.

Gold and Rose Gold cards

Gold and Rose Gold cards

Rewards Structure:

  • 4X points at restaurants worldwide (up to $50,000/year)
  • 4X points at U.S. supermarkets (up to $25,000/year)
  • 3X points on flights booked directly with airlines or amextravel.com
  • 2X points on prepaid hotels through American Express
  • 1X points on all other purchases

Welcome Bonus: Earn 60,000 Membership Rewards Points after spending $6,000 in the first 6 months.

Dining Benefits:

  • Monthly $10 statement credit for Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys
  • $7 monthly credit at U.S. Dunkin' locations
  • Two $50 statement credits annually for Resy restaurants
  • $10 monthly Uber Cash for U.S. Uber Eats orders or rides

Travel Perks:

  • No foreign transaction fees
  • $100 Hotel Collection credit for qualifying stays
  • Rental car insurance coverage
  • Baggage insurance (up to $1,250 for carry-on, $500 for checked bags)

Additional Features:

  • ShopRunner membership with free 2-day shipping
  • Presale access to event tickets
  • Flexible point redemption options, including transfers to airline and hotel partners

Protection Benefits:

  • Secondary rental car insurance
  • Baggage insurance during transit
  • Purchase protection for eligible items

The card combines premium dining rewards with travel benefits, making it particularly valuable for food enthusiasts who also travel frequently.

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