Merchant Category Codes (MCCs) determine what counts as travel purchases on credit cards. The Bank of America® Travel Rewards credit card offers one of the broadest definitions of travel expenses, covering unique categories that most other cards don't include.

Three surprising travel purchases you can redeem points for:

1. Vacation Rentals Through HomeAway and VRBO

• Classified as "Real Estate Agents and Managers – Rentals" (MCC 6513)
• Includes cabin rentals and bed & breakfasts
• Also covers Airbnb (classified under "Travel Agencies")
• Note: Use credit card payment options through booking sites for points eligibility

2. RV and Camper Rentals

• Falls under "Motor Home and Recreational Vehicle Rental" (MCC 7519)
• Most other cards exclude this category
• Cost-effective option for family travel
• Includes both RV and camper rentals

3. Theme Parks and Entertainment

• Classified as "Amusement Parks, Carnivals, Circuses, Fortune Tellers" (MCC 7996)
• Covers major parks like Disneyland and Six Flags
• Includes smaller theme parks and attractions
• Unique to this card among general travel cards

Additional Travel Categories Include:

• Airlines and air carriers
• Hotels, motels, and resorts
• Car rental agencies
• Cruise lines
• Travel agencies and tour operators
• Transportation services (taxis, trains, buses)
• Tourist attractions and exhibits
• Art dealers and galleries
• Aquariums and zoos
• Boat rentals
• Campgrounds and timeshares
• Recreation services

This extensive list of travel categories makes this card particularly valuable for travelers with diverse spending habits and unconventional vacation preferences.

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